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[140] As such, growers may employ children at the age of 12 for unlimited hours outside of school on a farm of any size, and children younger than 12 may be employed on small farms

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This exceeds the mean APTC subsidy that such households would have obtained under the original ACA ($6,086), but it falls well short of the enhanced APTC subsidy that they could have received post-ARPA ($10,046).[32] As the ESI tax exemption cost the federal government $384 billion in 2024, a comprehensive switch from ESI to exchange plans with APTC subsidies could cost the federal budget an additional $250 billion per year.[33] Costs to the federal budget may be further increased if the elimination of ESI coverage reduces incentives for marriage and employment